Central Bank licensing, PCI DSS and online payments in Azerbaijan
From license to first payment. No surprises.
We prepare fintechs for the regulator, the card schemes and the assessor — and fix the system ourselves when it falls short.
Illustration: what a typical launch plan looks like. Real plans are shared after the NDA.
Everything a payment business needs to go live
Pick one service or take the whole path. Your team stays on the product.
PCI DSS compliance
Scope reduction, gap analysis and support through to the AOC. Plus MPoC, 3DS Core and Secure Software.
Central Bank licenses
Payment institution, e-money institution, payment system operator — from application to the regulator's decision.
Online acquiring and wallets
E-commerce acquiring, EMV 3DS, Apple Pay and Google Pay via your acquirer or PSP.
Visa and Mastercard
Registration via a sponsor bank, compliance and monitoring programs, responses to scheme inquiries.
Development and review
ISO 8583, IPS over ISO 20022, AZQR. We close audit findings in code, not in a report.
DNK Build
Our product studio. MVPs, web apps and loyalty platforms — fixed scope, fixed price, for any industry.
Who we work with
Startups
Do you need a license, or can you launch through a partner bank? What does PCI DSS require, and in what order?
Banks, processors, fintechs
A new product, with requirements, risks and the market landscape known upfront.
International companies
Entering Azerbaijan: local requirements and how the regulator works in practice.
We don't just tell you what to fix. We fix it.
We close findings in code, infrastructure and integrations. We prepare and remediate; an independent assessor verifies — or you self-assess via SAQ, where your acquirer and the card schemes allow it.
More about developmentSystem review
Architecture, security and assessment readiness — before a QSA sees it.
ISO 8583 hosts
Field mapping, reversals and advices, MAC, testing against the acquirer host.
IPS and AZQR
The Central Bank's instant payment system over ISO 20022 and the national QR standard.
Compliance-ready code
New components designed for PCI DSS and Central Bank requirements from day one.
How we work
Fixed price and timeline after the gap analysis. Regulator and assessor timelines are planned separately.
- 01 · Free
Introduction
A call and first consultation: what you need and in what order. NDA first.
- 02
Gap analysis
Where you are and what stands between you and the goal. Then a fixed price.
- 03
Roadmap
A dated plan. You close findings yourself or hand them to us.
- 04
Result
An AOC, a regulator's decision or your first live payment.
We don't name our clients. Nobody will hear about you from us either.
Every project runs under NDA — that's why there are no logos here. Our team comes from banking, payment processing, fintech and audit. We'll share more on a call.